OrbytaLabs

Oluwatobi

7/14/2026

Lagos, Nigeria

Clear Pay

4 min read

ClearPay case study hero

Clear Pay

A clean payment experience for everyday transfers

Context & Problem Space

ClearPay is a finance SaaS dashboard designed for freelancers and SMEs in emerging markets who regularly receive international payments. It makes hidden transfer fees, platform charges, and FX conversion losses visible, then recommends clearer provider choices so users can save money and plan better.

Veda enters the scene to fill this gap—bringing a friendly, modern, and secure financial solution to users who want simplicity without compromising trust.

ClearPay Behance thumbnail

The Product

VEDA is a mobile-first E-wallet app that empowers users across Africa to manage money securely, swiftly, and conveniently. The app combines banking essentials, smart budgeting, and seamless transactions, all within an intuitive interface built for diverse tech users.

We take security seriously and use the latest encryption technologies to keep your 600
financial information protected. With biometric authentication, you can trust that your funds are always safe with Zond.

ClearPay Behance thumbnail

The Problem

Inconsistent financial platforms and a lack of intuitive design in mobile banking apps make it difficult for users to manage their money efficiently. Users often juggle multiple apps, face hidden charges, and struggle with understanding how to navigate complex interfaces.

Moreover, users are concerned about the security of their financial information, especially when using mobile apps for financial transactions. The rise of cybercrime has made it crucial for users to have confidence in the security measures of the app they use.

Solutions to the Problem Statement for Veda

Veda E-Wallet is designed to provide users with a convenient, secure, and seamless way to manage their finances.

We understand that managing finances can be a hassle, with users feeling disconnected and concerned about security when using mobile apps for financial transactions.
That's why we created VedaPay E-Wallet, to simplify and secure your finances with ease.

PROTOTYPE

Project Timeline

Duration: 4 weeks

Team: Solo Designer (UI/UX) + Feedback from mentors

Target Users

  1. First-time users of fintech apps (age 18-35)

  2. Freelancers, remote workers, small business owners

  3. Urban youth with smartphones and inconsistent banking experiences

Research Methods

  1. User Interviews (8 participants)

  2. Competitor Analysis: Kuda, Opay, Chipper Cash

  3. Survey (45 responses) via Google Forms

The Goal

To design a modern, accessible, and trustworthy E-wallet application that simplifies the way individuals and small businesses manage their money. The app should support:

  1. Easy onboarding for low-tech users

  2. Lightning-fast transfers and bill payments

  3. Transparent fees and budgeting features

  4. Secure authentication and data handling

Empathy Map

Empathy mapping helps us understand our users' needs and emotions to create a seamless and user-friendly charging experience. By considering what catches their attention, evokes emotions, and influences their decisions, we can design an intuitive and efficient platform that meets their expectations.

User Persona

To better understand potential users , I interviewed 5 individuals. These interviews aimed to gather insights on their experiences with existing Fintech apps and E-wallet apps, identify pain points, and gather suggestions for improvement. It became clear that smartphone users are the primary target audience for the app.

User Flow

Visual Design

Empathy mapping helps us understand our users' needs and emotions to create a seamless and user-friendly charging experience. By considering what catches their attention, evokes emotions, and influences their decisions, we can design an intuitive and efficient platform that meets their expectations.

Ideation & Wireframes

Initial sketches focused on simplifying onboarding and guiding first-time users. Key wireframe flows:

  1. Splash → Onboarding Carousel → Signup/Login

  2. Wallet Overview → Actions Menu → Fund Transfer/Pay Bills

High-Fidelity Mockups

Based on the insights from the usability studies, I applied the design changes, including a clear navigation system and search and a more straightforward flow.​

Below we will take a look at the most important application screens separately.

High-Fidelity Mockups

Based on the insights from the usability studies, I applied the design changes, including a clear navigation system and search and a more straightforward flow.​

Below we will take a look at the most important application screens separately.

Usability Testing Highlights

To design a modern, accessible, and trustworthy E-wallet application that simplifies the way individuals and small businesses manage their money. The app should support:

  1. Onboarding time reduced: 4.2min ➔ 2.1min average

  2. Feedback: Older users struggled with the onboarding flow.

  3. Fix: Added clearer CTA buttons and support tooltip.

  4. Result: 3x higher success rate among first-time users post-change.

Reflection

Designing VEDA taught me the value of accessible design for all users, especially in fintech. Balancing simplicity with functionality was key. A modular UI system allowed for scalability and clear navigation paths.

Designing with transparency in mind led to deliberate UI decisions that kept users informed and in control. My biggest challenge was ensuring the app felt both futuristic and familiar.

Next steps

  1. Add dark mode and voice accessibility

  2. Integrate budgeting tools and savings vaults

  3. Expand to crypto wallet support

Oluwatobi Abe

UI / UX / Visual Design

© 2026 ABE OLUWATOBI All rights reserved.

Oluwatobi Abe

UI / UX / Visual Design

© 2026 ABE OLUWATOBI All rights reserved.

Oluwatobi Abe

UI / UX / Visual Design

© 2026 ABE OLUWATOBI All rights reserved.

Create a free website with Framer, the website builder loved by startups, designers and agencies.